Structured Settlements Definition

Since these products are designed only for victims of physical injury the irs has virtually no limitation in the design or payout of a structured settlement. If the amount of money is small enough the wronged party may have the option to receive a lump sum settlement.

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Learn more about structured settlements by talking to a lawyer.

Structured settlement products. Download pdf manage your structured settlement cases. Structured settlements were first utilized in canada as part of the settlement of claims made on behalf of children affected by thalidomide. Discover our solutions that help deliver financial security. Structured settlements are now often used in product liability and pharmaceutical injury cases such as litigation involving birth defects from thalidomide. All too often recipients of structured settlement annuities sold their rights in exchange for lump sum payments under unfavorable and sometimes just plain unfair terms. Metlife provides structured settlement annuities for claimants of both personal physical injury and non physical injury lawsuits. For larger sums however a structured settlement annuity may be arranged. Specialized consultants facilitate the settlement process as well as help design and negotiate the structure. Find the solution that works best for your clients needs. In many circumstances a settlement may be a faster cheaper and less stressful alternative to trial. Structured products offer retail investors easy access to derivatives. Our structured settlement products. A structured settlement annuity ssa provides tax free periodic payments over a period of time specifically designed to meet an injured partys needs. Regulation of structured settlements. In this case the at fault party puts the money toward an annuity which is a financial product that guarantees regular payments over time from an insurance company.

As structured settlements increased in popularity lawmakers began noticing a problem. Structured settlement offer almost unlimited payment design flexibility. For 30 years prudential has been a leader in providing financial certainty through structured settlements for financial certainty. Use structured products to bring the benefits of derivatives into your traditional investment portfolio. The irs limits the way most financial investment vehicles payout or accumulate. Compare the benefits find out how a structured settlement can offer you more financial security than a lump sum payment. Contact an experienced personal injury attorney to discuss the facts of your case and help you decide whether a structured settlement would be in your best interest.